Service Continuity – Key Factor To Consider While Selecting Your Outsourcing Vendor

Service continuity is more than mere continued existence. You want your business to last longer and want your associates and service providers to stay along as well. Business outsourcing is a strategic decision and choosing your vendor carefully is the real key in making this decision count. One important factor to look for is the stability of your vendor in supporting you with the agreed services on a healthy and continued basis. Considering service continuity, these guidelines can make things easier for you when choosing your outsourcing vendor.Existence of the vendor for long is no certificateService continuity is not same as the existence of the vendor. It is the continued support for specific and customized services that best suits your requirements. A vendor can exist but may lift some of his services which may have proved useful to you. So look for the vendor’s service chart and check for his continued support for the services in the past. If you can somehow track the list of services offered by the vendor since their inception, you can get a fair idea of the expertise that they have at offer. If you see a track record which illustrates frequent changes in the list of services offered you can consider the vendor to have lack of faith and ill planning in designing his services. So go for vendors who have built a stable and formidable service support for businesses like yours.Check with their existing customersThis is an easy and credible way to base your decision on, without burning your fingers. Existing customers may give you clearer picture of their satisfaction index which will empower you to make a better decisionGauge the vendor’s growth planLook where the vendor is heading. If he has plans to diversify into other businesses, it is advised to look for other vendors who are really keen on stabilizing outsourcing as a core business service. You should find a vendor who can grow with your business, add more people when you need them, and has the infrastructure in place to support your business in case your needs grow.Assess enhancements in servicesIf the outsourcing vendor is really keen on delivering you the best he will come up with more value additions to his existing services. So it’s suggested to check how often he is coming up with value additions to his services and delivering more to his existing customers. This is a good KPI which speaks about the seriousness of the vendor in giving you the best.Refined knowledge transfer processSmall businesses run into higher risk of losing trained resources without adequate knowledge transfer. Entrepreneurs must ensure that they plan accordingly and do not fall in a situation where only one person is responsible for critical processes. Building process documents and following pre-defined protocols eases knowledge transition during employee turnover. These are some of the key factors that you must consider while choosing your outsourcing vendor. Remember these vendors become your extensions and you absolutely cannot afford to let your business go down with inconsistency.

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Five Benefits of Reading Family Quotes

Family Quotes are not just words once quoted by great personalities, but they are pearls of wisdom that have got the power to inspire anyone. They are created to direct peoples on the path of concern, love and dedication.  Here are five benefits of reading family Quotations:1- Expression of feelings – It is very difficult for lot of us to express our feelings of love and affection. If you are one those facing this difficulty, then Family Quotes is best solution for you. They help you when you are failed to come up with your own words. They help you rise up the occasion. One of few good quotes about family is, “The happiest moments of my life have been the few which I have passed at home in the bosom of my family.2- Family Quotes can bring family members closer. Today everyone is in mad running behind money. People are forgetting their responsibility towards their family. In order to earn more money, they go to abroad and live there leaving their family behind. Thus, joint families are splitting. In such time, Quotes about family can help bring families closer. If you live far away from your family, then sympathy of love brings you and your family closer at heart through the Family Quotes inside.3- Family Quotes can make your family Laugh – There are some very Funny Family Quotations that can bring a smile to your family. A few of the funny quotes are by Evan Esar, “A social unit where the father is concerned with parking space, the children with outer space, and the mother with closet space.” By Phyllis Diller, “Cleaning your house while your children are still growing is like shoveling the walk before it stops snowing.” These Funny Family Quotes keep their laughter motor going on smoothly. The effects of these quotations will definitely makes you surprised.4- Family Quotes can inspire your family to live better life. They are our source of unlimited inspiration and motivation. They move us forward in our life. They give us courage to survive through difficult times. Some of My Favorite Inspirational Family Quotes are: “The bond that links your true family is not one of blood, but of respect and joy in each other’s life.” By Richard Bach, “The bond that links your true family is not one of blood, but of respect and joy in each other’s life. Rarely do members of one family grow up under the same roof.” By Richard Bach and “Do you want a successful career or a close relationship with your family? Both! Do you want a focus on business or have fun and play? Both! Do you want money or meaning in your life? Both! Do you want to earn a fortune or do the work you love? Both! Poor people always choose one, rich people choose both.” By T. Harv Eker.5- Family Quotes can Strength your Family Bond. Reading them reminds you of the importance of those very precious bonds. These Quotes are about relationship, health, household maters, children and parents. Reading them makes you realize the importance of your family. Thus it indirectly helps in strengthen your family ties.On the whole, it is fast and best way to express your love compared to other ways. Also, it’s a free way to show your feelings whereas in other ways you may have to spend some money.These are just a few benefits that Family Quotes can bring to you and your family. There are so many more that can’t be fit here.

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The Best Forex Trading System: A Quick Guide to Choosing the Best System for Forex Trading Success

The Best Forex Trading System for Forex Trading SuccessWith an estimated 4 trillion US dollars daily turnover the foreign exchange market is the worlds most liquid and potentially most profitable market to trade. There are however some serious caveats:To succeed in the Forex markets you need to understand that you are trading up against some of the smartest and most well informed speculators and investors in the world. If you don’t have a statistically proven advantage over other traders, failure is virtually guaranteed.The biggest mistake most new traders make in searching for the best Forex trading system is a ‘one system fits all’ mentality. It’s important to understand financial markets are primarily driven by mass psychology (greed and fear) and price action can be highly variable.The best Forex trading system for navigating highly variable conditions is a multi-system, multi-market, multi-time frame approach which is adaptive to market change.There are two primary trading system methodologies a Forex trader can implement:

Trend following

Counter trend following
Variants of the above include intermarket trading and statistical arbitrage (stat arb).Robust trend following systems typically perform well during extended ‘fat tail’ moves in the markets, during which time counter trend following systems tend to lose money. Conversely counter trend trading systems typically produce strong gains in choppy range bound markets, while trend following systems experience whipsaw chop and produce losses.Total risk adjusted returns can be significantly improved by combining counter trend and trend following systems on an account: gains in one system can help offset losses in the other, thereby producing a smoother combined equity curve.Uncorrelated variants of counter trend and trend following systems can serve to further enhance risk adjusted performance. Hybrid systems include intermarket trading where a counter trend entry can be combined with momentum based exits. This helps produce returns that are uncorrected to traditional trend following and counter trend mean reversion systems.Intermarket trading as a ‘stand alone’ system is the best FX trading system to trade where capital constraints dictate trading just one system. Many Forex brokers now offer micro lot trading which helps to remove barriers to entry and allows small account holders to diversify across multiple systems, markets and time frames without the usual capital constraints associated with forex futures derivatives.Money management is a crucial and much overlooked component of successful FX trading. Trades are best sized according to ‘worst possible case scenarios’ so as to contain losses and keep account draw-down within tolerable limits.The best Forex trading system to trade is ultimately dependent on a number of factors including: a traders personal risk tolerance, risk reward objectives and account size. Assuming the goal is superior risk adjusted returns and the trader has sufficient capital: a multi system, multi market, multi timeframe approach is the best Forex trading system to implement.

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Do You Know How to Be an Engaging and Highly Effective Educator?

Anyone can teach. We teach each other every day. For example, we give instructions to each other for such things as cooking, putting together furniture, and completing household other tasks. However, teaching someone is different than the process of educating someone. Consider the difference between informal learning and formal learning. An example of informal learning would be following a recipe to learn how to cook. In contrast, formal learning occurs within a classroom and usually is accompanied by evaluation and assessment. It may seem that teaching and educating are the same thing; however, the difference has to do with the place or context for learning.This is the same distinction can be made for teaching informally (giving instructions) and teaching students in a formal classroom environment. A person enters the field of education as a profession – either full time in traditional academic institutions or as an adjunct (or part time) instructor. The reasons vary for why someone would choose to be in the classroom. A traditional full time professor may likely be responsible for conducting research, teaching, and publishing scholarly work. An adjunct instructor may teach in a community college, traditional college, or an online school. When someone teaches students in higher education he or she may be called a facilitator, instructor, or professor. This is important as there isn’t a job with the word educator in the title.The questions I would like to answer include: What then does it mean to be an educator? Does it signify something different than the assigned job title? What I have learned through my work in higher education is that becoming an educator is not an automatic process. Everyone who is teaching adult students is not functioning as an engaging and highly effective educator. However, it is possible to learn how to educate rather than teach and that requires making a commitment to the profession.What Does It Mean to Teach?Consider teaching as part of the system of traditional, primary education. Those classes are teacher-led and children as students are taught what and how to learn. The teacher is considered to be the expert and directs the learning process. A teacher is someone who is highly trained and works to engage the minds of his or her students. This style of teacher-led instructional continues into higher education, specifically traditional college classrooms. The teacher still stands at the front and center of the class delivering information, and students are used to this format because of their experience in primary education. The instructor disseminates knowledge through a lecture and students study to pass the required examinations or complete other required learning activities.Within higher education, teachers may be called instructors and they are hired as subject matter experts with advanced content knowledge. The job requirements usually include holding a specific number of degree hours in the subject being taught. Teachers may also be called professors in traditional college classes, and those positions require a terminal degree with additional research requirements. For all of these roles, teaching is meant to signify someone who is guiding the learning process by directing, telling, and instructing students. The instructor or professor is in charge, and the students must comply and follow as directed. Here is something to consider: If that is the essence of teaching, is there a difference between that and educating students? Is the role of a teacher the same as that of an educator?What Does It Mean to be an Educator?Consider some basic definitions to begin with as a means of understanding the role of an educator. The word “education” refers to giving instruction; “educator” refers to the person who provides instruction and is someone who is skilled in teaching; and teaching is aligned with providing explanations. I have expanded upon these definitions so that the word “educator” includes someone who is skilled with instruction, possesses highly developed academic skills, and holds both subject matter knowledge and knowledge of adult education principles.Skilled with Instruction: An educator is someone who should be skilled in the art of classroom instruction, knowing what instructional strategies are effective and the areas of facilitation that need further development. An experienced educator develops methods that will bring course materials to life by adding relevant context and prompting students to learn through class discussions and other learning activities. Instruction also includes all of the interactions held with students, including all forms of communication, as every interaction provides an opportunity for teaching.Highly Developed Academic Skills: An educator must also have strong academic skills and at the top of that list are writing skills. This requires strong attention to detail on the part of the educator and in all forms of messages communicated, including anything written, presented, and sent via email. The ability to demonstrate strong academic skills is especially important for anyone who is teaching online classes as words represent the instructor.The use of proper formatting guidelines, according to the style prescribed by the school, is also included in the list of critical academic skills. For example, many schools have implemented APA formatting guidelines as the standard for formatting papers and working with sources. An educator cannot adequately guide students and provide meaningful feedback if the writing style has not been mastered.Strong Knowledge Base: An educator needs to develop a knowledge base that contains subject matter expertise, as related to the course or courses they are teaching, along with knowledge of adult education principles. I know of many educators who have the required credit hours on their degree transcripts, yet they may not have extensive experience in the field they teach. This will still allow these educators to teach the course, provided that they take time to read the course textbook and find methods of applying it to current practices within the field.Many schools hire adjuncts with extensive work experience as the primary criteria, rather than knowledge of adult learning principles. Those instructors I have worked with who do have a strong adult education knowledge base generally acquired it through ongoing professional development. That was my goal, when I decided on a major for my doctoral degree, to understand how adults learn so that I could transform from an instructor to an educator.Becoming an Engaging and Highly Effective EducatorI do not believe that many instructors intentionally consider the need to make a transformation from working as an instructor to functioning as an educator. When someone is hired to teach a class, someone other than a traditional college professor, they often learn through practice and time what works well in the classroom. There will likely be classroom audits and recommendations made for ongoing professional development. Gradually the typical instructor will become an educator as they seek out resources to help improve their teaching practices. However, I have worked with many adjunct online instructors who rely on their subject matter expertise alone and do not believe there is a reason to grow as an educator. For anyone who would like to make the transformation and become an engaging and highly effective educator, there are steps that can be taken and practices that can be implemented.Step One: Continue to Develop Your Instructional PracticeWhile any educator can learn through time on the job, it is possible to become intentional about this growth. There are numerous online resources, publications, workshops, webinars, and professional groups that would allow you to learn new methods, strategies, and practices. There are also social media websites such as LinkedIn and Twitter that allow for the exchange of ideas and resources within a global community of educators.You can also utilize self-reflection as a means of gauging your effectiveness. I have found that the best time to review my instructional practice occurs immediately after a class concludes. That is a time when I can assess the strategies I have used and determine if those methods were effective. Even reviewing end of course student surveys may provide insight into the perspective of my students.Step Two: Continue to Develop Your Academic SkillsI know from my work with online faculty development that this is an area of development that many educators could use. However, it is often viewed as a low priority – until it is noted in classroom audits. If an educator has weak academic writing skills, it will interfere with their ability to provide comprehensive feedback for students. For online instructors, that has an even greater impact when posted messages contain errors with spelling, grammar, and formatting. The development of academic skills can be done through the use of online resources or workshops. Many online schools I have worked for offer faculty workshops and this is a valuable self-development resource.Step Three: Continue to Develop Your Subject Matter ExpertiseEvery educator has subject matter expertise that they can draw upon. However, the challenge is keeping that knowledge current as you continue to teach for several years. The best advice I can offer is to find resources that allow you to read and learn about current thinking, research, and best practices in your chosen field. This is essential to your instructional practice as students can ascertain whether you appear to be current in your knowledge, or outdated and seemingly out of touch. Even the use of required textbooks does not ensure that you are utilizing the most current information as knowledge evolves quickly in many fields.Step Four: Continue to Develop Your Knowledge of Adult LearningThe last step or strategy that I can recommend is to gain knowledge about adult learning theories, principles, and practices. If you are not familiar with the basics there are concepts you can research and include critical thinking, andragogy, self-directed learning, transformational learning, learning styles, motivation, and cognition. My suggestion is to find and read online sources related to higher education and then find a subject that interests you to research further. I have found that the more I read about topics I enjoy, the more I am cultivating my interest in ongoing professional development. What you will likely find is that what you learn will have a positive influence on your work as an educator and will enhance all areas of your instructional practice.Working as an educator, or someone who is highly engaged in the process of helping students learn, starts with a commitment to make this a career rather than a job. I have developed a vision related to how I want to be involved in each class I teach and I recommend the same strategy for you. You may find it useful to develop teaching goals for your career and link your classroom performance to those goals. For example, do you want to complete the required facilitation tasks or would you rather put in the additional time necessary to create nurturing class conditions?After developing a vision and teaching goals, you can create a professional development plan to prompt your learning and growth in all of the areas I have addressed above. While this strategy may require an investment of time, it is helpful to remember that we always make time for whatever we believe is most important. Being an educator is not sustaining a focus on job functions, rather it is cultivating a love of what you do and learning how to excel for the benefit of your students. Becoming an engaging and highly effective educator occurs when you decide that teaching students is only part of the learning process, and you work to transform who you are and how you function, while working and interacting with your students.

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Great Payday Loan Tips From The Experts

Sometimes even the hardest workers need a little financial help. If you are strapped for cash, read more about fast loans. Surprisingly, payday loans can be a great thing to invest in. Continue reading this article for more information.Focus not only on the loan rates, but also on the fees associated with the loan. Despite the fact that you can get a payday loan very quickly without providing much information about yourself, the lending fees can result in your owing a lot more money on the loan. Make certain that you’ll be able to pay back the principle as well as any accumulated fees.Before you apply for any payday loan, you should seek out companies that are ranked well and that are open with the fees and rates they charge. Stay away from companies who make it difficult to find out the fees associated with their loans. Always make sure to make your payments on time or to make arrangements beforehand if you are not able to make a payment.When you sign up for payday loans, be cautious when giving out your personal information. Sensitive information like a social security number can be gold in the hands of identity thieves or unscrupulous people. Double check the legitimacy of your lender.Before you choose to go with a loan company, do your research online or on the phone to find out your borrowing limit. Lending practices vary company to company. This will ensure that you can pay back the loan by the due date.Check the quality of your loan before you apply to it. Many people think payday loans are the safest loans since they have the best terms, so you’d do well to do your research to find a reliable loan lender.Try to get a payday loan over the phone. A local company can often present a check within an hour while an online company can often deposit loan money within 24 hours. Not only can you ask any questions you have, you can also make sure you understand all the terms and conditions of the loan.One payday loan option that is commonly available is post-dating a check for the amount owed plus additional fees for the date the loan is due. It is important that you have enough funds in your account to cover this check when it is due to be cashed. If your payment check bounces, you will be face charges with your bank and with the lender.Do not do business with any loan provider that does not clearly disclose, in writing, their interest rates, fees and repayment policies. If this information is not presented to you clearly, you should see it as a red flag that the company may be a scam.If you do decide to take out a payday loan, be sure that you completely repay the loan by the date specified on your contract. Your fees and interest will be increased but you will avoid overdrawing your bank account or defaulting on your payday loan. Paying promptly will minimize your exposure to interest charges.You must have a current work history before you can qualify to secure a payday loan. Lenders usually require your three most current pay stubs from a stable job in order to loan you money. You will have to most likely submit your paycheck stubs to the lender.If you have secured a payday loan, make sure that you will have the payback amount in your account by your loan’s due date. Most lenders withdraw the funds directly from your account. You must allow time for any deposits to be applied to your account balance if you want to avoid additional interest costs.Come up with a strong plan to repay the loan. Most lenders require the loan to be paid in full within a matter of weeks. Ensure you are able to calculate how much you can possibly afford to give when your loan is due.Many people end up in positions where a payday loan is the only option. It’s important to make sure that you have no other options before taking out a loan, though. If you have friends or relatives who might have the resources to assist you, you should definitely discuss your finances with them before you talk to a payday lender.Conduct the necessary research. Never go with the first loan provider you encounter. Compare different interest rates. This is time-consuming, but it could help you save a lot of money. Sometimes the companies are helpful enough to offer at-a-glance information.After reading this article about payday loans, you should feel more confident about making informed decisions about them. Many people have a practically irrational fear of payday loans, but by avoiding them, they also avoid a very useful and practical financial opportunity. By planning things out when it comes to a payday loan, you can accomplish what you need, without hurting your credit.

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